DEAR HARRIETTE: A few days ago, I went out with a friend for dinner. As I was about to pay, I realized I had left my wallet at home. Not to worry, I thought.
I had my phone, and I knew that the venue accepted Apple Pay. So I attempted to use it, only to find out that it wasn’t working. It was embarrassing, to say the least. To add insult to injury, my friend didn’t offer to pay for me. I found this…